If you are reﬁnancing your home, this is what you can do to get started:
Please ﬁll out our INTAKE FORM as soon as possible. This will provide us with all the information required to open your ﬁle. If you are uncertain about any of the information being requested, or if any of the information requested is unavailable, simply complete the intake form to the best of your ability and knowledge. You may also contact us at any time for assistance.
Your ﬁle will be assigned to one of our lawyers shortly after it has been opened. You should provide the following parties with your lawyer’s name, phone number, email address and fax number:
- your bank, lender, or mortgage broker (i.e. the person in charge of your reﬁnance transaction); and
- your property insurance company or broker (some changes will have to be made to your property insurance binder to add the name and address of your new lender).
You will need to meet one of our lawyers to review and sign your closing documents. Ideally, this appointment would take place 1-2 business days prior to your closing date. Once you have completed our INTAKE FORM, we will contact you to schedule your appointment.
You will be required to provide us with an up-to-date ﬁnancial statement for each mortgage, loan, debt, etc. that needs to be paid out. We will also require a copy of your most recent Property Tax Bill, along with a proof of payment. Other documents may be required, as per the lender’s instructions.
Once the new mortgage has been registered and your old mortgage/loans/debts have been paid, the net proceeds of your reﬁnance will be made available to you. Please note that registrations usually occur later in the afternoon (between 1:00pm and 5:00pm).